ʻO ka hoʻomaha kau kauwela subprime

Nā kumukūʻai ʻenekini kiʻekiʻe lani. Hōʻino mokulele. He kālā nāwaliwali. Nā makaʻu o kahi emi. No nā poʻe ʻAmelika he nui, hoʻohui ia i nā hoʻolālā huakaʻi downsized i kēia kau.

I ke kauwela i hala, ua hele ʻo Kevin Leibel i ʻAsuria, Chile, Argentina a me Thailand. ʻAʻole i kēia makahiki. "He kauwela kēia o ka maopopo ʻole," wahi a ka Chapel Hill, ka pelekikena ʻoihana noiʻi a me ka ʻoihana kūʻai ma NC. “Ke piʻi nei nā kumukūʻai. He kilokilo nā kumukūʻai kinoea. He pilikia ka hele ʻana ma ka lewa. Akā, ua hoʻolālā ʻo Mr. Leibel e hoʻolilo i kāna mau mile lele pinepine a lawe i kāna wahine i Phoenix i Iune, i ka wā e haʻalele ai ka hapa nui o nā mākaʻikaʻi ma muli o ka wela o ka wela.

Ke hoʻolālā nei nā ʻohana a puni ka ʻāina i kā lākou mau hoʻomaha, nui ka poʻe e hoʻohaʻahaʻa i ka hopohopo no ka hoʻokele waiwai, hopohopo e ka kamaʻilio e pili ana i ka recession, ka nāwaliwali o ke kālā ma waho a me ka paʻa ʻana o ka home. E hoʻohui i kēlā mau lohi huakaʻi ea a me ka piʻi ʻana o ke kumukūʻai o ke kinoea, a ke hoʻopaneʻe nei kekahi poʻe huakaʻi i ka hoʻolālā ʻana, me ka manaʻolana e hopu i nā kuʻikahi haʻahaʻa i ka minuke hope.

Ke pane nei kekahi mau hōkele a me nā mea hoʻokele huakaʻi me nā uku a me nā mea hoʻoikaika ʻē aʻe e hoʻāʻo e hoʻopiha i nā lumi. ʻO nā wahi kokoke i ka home e like me nā paka wai kūwaho a me nā kaona hoʻomaha ʻāina e ʻōlelo nei ke mākaukau nei lākou no ka piʻi ʻana o ka ʻoihana ke ʻimi nei ka poʻe ʻAmelika i nā mea leʻaleʻa e hana ai ʻaʻole pono ka huakaʻi nui.

Ma ka ʻoihana huakaʻi huakaʻi pūnaewele ʻo Travelocity, ʻōlelo ka poʻe noiʻi ua ʻike lākou e hoʻopaʻa nei nā ʻAmelika i nā huakaʻi pōkole no ke kauwela, ʻoi aku hoʻi no nā wahi i waho. Ua hāʻule ka awelika lōʻihi o kahi huakaʻi ma mua o 5% no kahi hoʻomaha hoʻomaha i hoʻopaʻa ʻia ma ka pūnaewele. ʻO AIG Travel Guard, kahi hui e kūʻai aku nei i ka ʻinikua huakaʻi, ua ʻike ʻia ma kahi noiʻi hou e kokoke ana i ka hapalua o nā mea pane i hoʻolālā e hoʻololi i kā lākou mau hoʻomaha i kēia makahiki e mālama i ke kālā. He iwakāluakūmālua pākēneka i ʻōlelo e ʻai lākou i nā hale ʻaina liʻiliʻi, a ʻo 17% i ʻōlelo e noho kokoke lākou i ka home.

I kēia kauwela, ʻo nā hale hoʻokipa e kūʻai maikaʻi ana i nā mea āpau e hōʻike ana i ke kumu kūʻai hoʻokūkū a me ka waiwai, a i ʻole ka poʻe ma ka ʻaoʻao kiʻekiʻe o ka mākeke e mālama i ka poʻe huakaʻi waiwai loa, wahi a Donna Michaels, ka luna nui o ka hoʻomohala huahana no World Travel Holdings, kahi mea hoʻolaha. o ka holo moku a me na puolo hoomaha.

ʻO Atlantis, ka hale hoʻokipa nui Bahamian i ʻike ʻia no kāna mau paheʻe wai nui, nā huakaʻi dolphin a me nā lagoon manō, e paʻa mau i ke kauwela ʻoiai ʻo nā ʻohana e holo ana ma laila ke pau nā keiki i ke kula. I kēia makahiki, manaʻo ʻia e like nā puke me ka makahiki i hala, wahi a Lauren Snyder, ka hope pelekikena hoʻokō o nā kamaʻilio honua no Kerzner International, ka hui makua o ka hale hoʻokipa, akā ke hele mai nei lākou i ka minuke hope loa. Ma kahi o ka puka makani hoʻopaʻa pule ʻeiwa a 12 pule, no ka laʻana, ʻaʻole e ulu ka helu a hiki i ʻehā a ʻeono pule ma mua.

Hiki mai ka crunch o kēia kauwela ma hope o ka ʻike ʻana o ka ʻoihana huakaʻi i ka ulu ikaika i nā makahiki ʻelua i hala iho nei, ua hoʻi hou ma hope o ka hāʻule ʻana o ka post-9/11. Ua piʻi mau ka nui o ka lumi hōkele mai ka makahiki 2003, he hōʻailona o ka makemake huakaʻi olakino. He moʻolelo 212.8 miliona mau kānaka i lele i ke kauwela i hala. Akā ʻaʻole manaʻo nui kekahi o ka ʻoihana huakaʻi e pili ana i nā kau e hiki mai ana.

I ka wā o kahi hālāwai kūkā loaʻa kālā o Southwest Airlines, ua ʻōlelo ka luna nui o ka ʻoihana i kahi "hoʻoweliweli o ka hoʻoiho huakaʻi." ʻOiai he haʻahaʻa haʻahaʻa nā mokulele i nā makahiki i hala iho nei, ua manaʻo ʻia e piʻi aʻe lākou i kēia kauwela ma kahi hapa ma muli o ka piʻi ʻana o ka wahie. E ʻoki ʻia ka mana ma nā ala ala o nā mokulele. Ua ʻōlelo ʻo Hotwire, kahi punaewele huakaʻi hoʻemi e hahai ana i nā ʻano o nā mokulele, ua piʻi ka awelika o nā kaʻa ma nā ala he 40% i ka wā hoʻomaha puna a e hoʻomau ʻia ke kumu no ke kauwela.

Ke kānana nei nā pilikia ʻoihana ma waho. Me ke kumukūʻai o ke kālā e kūʻē i ka euro kokoke i kahi haʻahaʻa haʻahaʻa, ʻo kekahi mau hōkele ʻEulopa ma nā kūlanakauhale e like me Lākana a me Amsterdam ke hāʻawi nei i nā uku nui e huki i nā huakaʻi US. ʻO WorldHotels, kahi hui e kūʻai aku ana a kūʻai aku no nā hōkele ʻoi aku ma mua o 50 ma ʻEulopa, me nā waiwai e like me Hotel California Paris Champs-Elysées a me ka Lindner Hotel ma Berlin, ua hoʻolaha aku e hiki i nā mea paʻa palapala palapala US ke kākau i nā lumi ma kahi hoʻokahi-a-hoʻokahi. ka hoʻololi kālā euro-dollar, kahi e hoʻopakele ai i nā huakaʻi ma kahi o 40%.

I ka hapaha mua o kēia makahiki, ua ʻike ʻo WorldHotels i kahi hāʻule o 15% o ka ʻoihana mai nā ʻAmelika ma ko lākou mau hōkele ʻEulopa. Ma waho aʻe o ka waiwai o ke kālā, "ua hoʻoluliluli maoli ka hoʻokele waiwai o ʻAmelika i nā kānaka," wahi a Tom Griffiths, ka hope pelekikena o ka hui o ʻAmelika.

I nā mahina i hala iho nei, ua hoʻomaka ʻo Suzanne Heslin, he luna keʻena mai Beaufort, SC, e lawe i kāna ʻaina awakea e hana ma mua o ka ʻai ʻana i waho. Ke holo mau nei ʻo ia i ka moku Karipiano i ʻAukake, e like me kāna hana kokoke i kēlā me kēia makahiki, akā ma kahi o ka haʻalele ʻana i ka waʻa no nā huakaʻi kahakai e like me ka snorkeling a i ʻole ka mākaʻikaʻi ʻana i kahi mahiʻai honu ma nā mokupuni ʻo Cayman, manaʻo ʻo ia e noho ma luna o ka moku. "Hiki iā mākou ke noho a nānā ka poʻe," wahi āna.

ʻO nā mākaʻikaʻi huakaʻi e like me Jeanne Reuter, ka mea e hana nei no kahi Carlson Wagonlit ma Bayside, Wis., Ke manaʻo nei hoʻi i ke kui. ʻO ka hapa nui o kāna mau mea kūʻai maʻamau, ʻōlelo ʻo ia, ua pōkole ko lākou noho ʻana i kekahi mau pō i kēia kauwela a i ʻole ka hoʻohaʻahaʻa ʻana ma o ka hoʻopaʻa ʻana i nā lumi ma nā hōkele midscale e like me Holiday Inn i ka wā i koho maʻamau ai lākou i nā hōkele kiʻekiʻe e like me Marriott. Ua ʻōlelo ʻo ia ua loaʻa iā ia nā makana hou aʻe mai nā hōkele a me nā mea hoʻokele huakaʻi no ka hoʻonui ʻana i ke komisina a me nā uku hoʻemi no ka poʻe huakaʻi e kānalua nei i kēia kauwela.

ʻAʻole pili nā kānaka a pau. Wahi a nā hui holo moku e like me Carnival, ʻoi aku ka nui o kā lākou hoʻopaʻa ʻana no ke kauwela ma mua o ka makahiki i hala, ʻoiai ke ʻimi nei ka poʻe huakaʻi i nā ala e laka ai i nā kumukūʻai a me ka hele ʻana i nā hale hoʻokipa āpau a me nā holo moana, kahi e uku ʻia ai nā meaʻai ma mua o ka manawa. Wahi a nā hui holo moku a me nā mea loiloi e hele mai ana nā ʻoihana hou mai ka poʻe i kāpae i nā hoʻolālā e kipa aku iā ʻEulopa a noho i nā hōkele. Akā, ke hoʻopaʻa nei lākou i nā moku holo moku ma ke ʻano he ʻokoʻa maʻalahi no ka mea hiki iā lākou ke uku ma mua, i nā kālā US.

ʻO nā hiʻohiʻona kūloko, e like me Great Wolf Lodge, kahi kaulahao o nā hale hoʻokipa wai loko i loaʻa nā waiwai a puni ka ʻāina, ke kali nei hoʻi i kahi kauwela luhi. Ua ʻōlelo ʻo John Emery, ka Luna Nui o Great Wolf, ʻoiai ua ʻike ʻo ia i kahi hāʻule liʻiliʻi o nā puke ma Midwest kiʻekiʻe e kokoke ana i nā kūlanakauhale e like me Detroit, i hoʻopilikia ʻia e nā layoffs, ua piʻi ka piʻi ʻana o nā puke kauwela kokoke i nā wahi ʻē aʻe. "ʻOhi mākou i ka nui o ka noi i ka wā e ʻōlelo ai ka poʻe 'E hana mākou i kahi mea leʻaleʻa, akā e mālama mākou i kahi mea maʻalahi i kēia makahiki,'" wahi āna. ʻO ka hopena, ua hoʻonui ka hui i nā kumukūʻai lumi ma mua o ka hāʻawi ʻana i nā hoʻolaha a me nā uku.

Ke kiʻi nei ka noi ma kekahi mau hōkele ʻAmelika mai kahi kumu ʻē aʻe: nā malihini kipa. Ma nā kūlanakauhale e like me New York, Boston a me Wakinekona, ʻo ka poʻe mākaʻikaʻi e hoʻohana ana i ke kālā nāwaliwali ke hoʻoikaika nei i ka ʻoihana. Ua manaʻo ʻia ʻo New York he 1.8 miliona mau malihini kipa i ka hapaha mua o kēia makahiki, he 20% ka piʻi ʻana ma mua o ka makahiki ma mua.

No ʻAmelika, akā naʻe, nui ka poʻe e hōʻoki i nā ala liʻiliʻi, ʻoiai e noho kokoke ana i ka home. Ua hoʻolimalima ʻo Betty Hunter i kāna hale noho kahakai ʻelua lumi moe me kahi lāʻau ma ke kahakai ʻo Alabama i ke kauwela. ʻO kāna mākeke nui ka poʻe mai Alabama a me nā mokuʻāina e pili ana. I kēia makahiki, ʻōlelo ʻo ia, pono ʻo ia e hoʻoikaika ikaika e hōʻoia i ka hoʻolimalima ʻia o ka condo no Iune a me Iulai.

"Manaʻo wau e kūʻai ana nā mea a pau," wahi a ka mea hoʻomaha e noho ana ma Houston, Ala. Pono ʻo ia e hoʻokō i nā noi hou aʻe no nā noho ʻekolu a me ʻehā mau pō ma mua o ka makahiki i hala.

Ke hoʻokūkū nei kekahi mau wahi hoʻolimalima kauwela. Ua ʻōlelo ʻo Celia Chen, ka luna hoʻokele waiwai hale no Moody's Economy.com, kahi hui kūkākūkā waiwai, ʻo nā mākeke e pili kokoke ana i nā kūlanakauhale nui, e like me ka Jersey Shore ma New Jersey, e manaʻo ʻia e ʻike i kahi ʻoihana hoʻolimalima kauwela ikaika i kēia makahiki. Ma nā Hamptons, ma New York, ʻōlelo ʻo Corcoran hope pelekikena a me ka mea hoʻolaha pili ʻo Anja Breden i kāna ʻoihana hoʻolimalima kauwela ma kahi o 30% ma mua o ka makahiki i hala.

Ke kali nei ka nui o nā huakaʻi e ʻimi i nā makana maikaʻi loa. ʻO ia ka hana a Deana St. John i kāna hoʻolālā ʻana i kāna hoʻomaha hoʻomaha pule. Ma muli o ka hāʻule ʻana o ka hoʻokele waiwai, ua lohi kāna ʻoihana ma ke ʻano he hoʻokele hoʻokele no nā ʻoihana ʻole. "E hoʻolimalima paha wau i ʻelua mau hola i ka lā e heluhelu ai i nā leka uila mai nā hui huakaʻi," wahi a ka Long Beach, Calif., kamaʻāina.

Ua ʻike ʻo Ms. St. John i kekahi mau kumukūʻai ma nā moku liʻiliʻi liʻiliʻi e holo ana i ka Caribbean, akā ʻaʻole ʻo ia i hoʻopaʻa i kekahi mea. "Ke ʻimi nei au," wahi āna.

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