ʻO ka COVID-19 i manaʻo ʻia e ʻoi aku ka pōʻino ma mua o ke kōkua ʻana, ʻike ʻia ka hōʻike PERC

Ua hōʻike ʻia kahi hōʻike hou e ka ʻ Policylelo Hoʻolaha Kālā Hoʻolaha a me ka ʻUmi (PERC) e hōʻike ana i nā hana kaohi ʻana i ka ʻikepili / hoʻopau ʻana i nā hana e hoʻoponopono ai i ka hāʻule ʻana o ka hoʻokele waiwai o COVID-19 e hōʻemi loa i ke komo i ka hōʻaiʻē ke hoʻokō ʻia. ʻO ka hōʻike, i kapa ʻia ʻo "Nā hopena mai ke kaohi ʻana o ka System-Wide of Derogatory Data in Credit Reporting," i hoʻohālikelike ʻia i nā hopena o ke kāohi ʻana i ka largescale a me ka holoi ʻana i ka ʻike hōʻaiʻē maikaʻi ʻole. 

No nā mahina he 18 i hala aku nei, ua hakakā nā mea hana kulekele i ka US a puni ka honua me ka pilikia paʻakikī o ka hoʻopau ʻana o ka mākeke mai nā hana mālama ola e pono ai. Ma ka home, ʻo ka haiki a me ka pahuhopu hōʻike hōʻike hōʻaiʻē mai ka CARES Act me he mea lā ua kūleʻa nui ʻia. Eia nō naʻe, ua kāhea ʻia e kekahi mau lālā o ka ʻAhaʻōlelo no ka pāpā loa ʻia ʻana o ka ʻōnaehana hōʻike hewa, e uhi ana i nā mea kūʻai aku āpau (a no kekahi mau manawa ma hope) o ka pilikia COVID-19 - kahi kulekele i kapa ʻia ʻo "suppression and delete. . ”

ʻOiai ke hele nei ka maʻi ahulau i ke ala kūpono i ka US, ʻaʻole loa ka ʻāina i waho o ka ulu lāʻau. Me 22% o ka US heluna kanaka i hoʻoponopono ʻole ʻia, a ʻoi aku ka nui o nā helu o ka lāʻau lapaʻau ʻana ma ka honua a puni, nui ka manawa kūpono no ka pilikia olakino e hele ʻaoʻao. Inā kū kēia, hiki i nā luna kau kānāwai ke hoʻowalewale ʻia e hana i nā hana hoʻopau / holoi ʻia e pale ai i nā mea kūʻai aku. Eia kekahi, ua hoʻolauna ʻia nā noi ʻoi loa o kēia ala i ka ʻAhaʻōlelo ma ke ʻano he hoʻololi i ka National Defense Authorization Act (NDAA). ʻOiai ʻo ka manaʻo maikaʻi, e like me ke ana ākea, ʻoi aku ka pōpilikia o nā noi i nā mea hōʻaiʻē ma mua o ke kōkua ʻana - i kēia hihia nā pūʻali koa hana.

Ua loaʻa ka hōʻike o ka PERC me ke kulekele kaomi / kāpae ākea ma kahi, piʻi aʻe nā helu ʻaiʻē maʻamau - akā ʻaʻole lawa e kūlike i ka piʻi like ʻana o ka helu hōʻoki i hoʻohana ʻia e nā mea hōʻaiʻē e hoʻoholo i nā mea hōʻaiʻē e hōʻole a e ʻae. ʻO kahi laʻana, ma hope o ʻeono mau mahina o ke kaomi ʻana / kāpae ʻia, piʻi aʻe ka helu hōʻoki i 699 a ʻo ka piʻi ʻana o ka helu ʻai ʻai a hoʻonui ʻia i 693. ʻO ke ākea ma waena o nā mea ʻelua e hoʻonui ana i ka manawa, ʻo ia hoʻi ka lōʻihi o ke kulekele kaohi. ka nui o ka poʻe e hōʻole ʻia ke komo i ka hōʻaiʻē mainstream kūpono.

Hōʻike pū nā hōʻike mai ka noiʻi hou e ʻike nā hōʻaiʻē ʻōpio, nā mea hōʻaiʻē haʻahaʻa, a me nā mea hōʻaiʻē mai nā kaiāulu liʻiliʻi i nā hopena maikaʻi ʻole. I hoʻokahi laʻana, ʻoiai ʻo ka ʻae ʻana i ka hōʻaiʻē no ka heluna kānaka āpau i hōʻemi i 18%, ua hāʻule ia 46% no nā mea hōʻaiʻē muli loa. ʻO kekahi hanana hou, e pili ana i ka hopena o ka pōʻino o ka pono mai kahi kulekele o ke kāohi ʻana / kāpae ʻia, ua loaʻa ka loaʻa kālā hōʻaiʻē no 18 a 24 mau makahiki i hoʻoliʻiliʻi ʻia e kahi 90% kupaianaha. ʻO ka hopena ākea e pili ana i ka makahiki hoʻokahi e loaʻa ka hopena mau i ko lākou hiki ke hana i ka waiwai a kūkulu i nā waiwai - ʻike nui ʻia e like me ka Millennial i hakakā ma kēia mua e pili ana iā Gen-Xers a me Boomers i ka makahiki like. Ma ka loaʻa kālā, ua haule ia 19% no ka pūʻulu loaʻa haʻahaʻa akā 15% no ka mea kiʻekiʻe loa - he 27% ʻokoʻa. No nā lālā o nā home i keʻokeʻo, ʻaʻole nā ​​Hispanic ka hapanui o nā wahi, ua hina ia 17%, akā ma nā wahi ʻeleʻele ka hapa nui, ua hāʻule ia 23%, a ma nā wahi Hapanui-nui, ua hāʻule 25%. 

Ma kahi o ʻelua mau makahiki o ka noiʻi ʻana o PERC i ka hoʻohana kuleana o ka ʻikepili e hoʻonui i ka hoʻokomo kālā. ʻO kēia hoʻopaʻa ʻana he hoʻomau ʻana ia o kahi pepa keʻokeʻo ma mua i kapa ʻia ʻo "Maikaʻi ka Hoʻohui ma mua o ka hoʻoliʻiliʻi: nā hopena mai ke kaohi ʻikepili a me nā pono o ka hoʻohui ʻana i ka ʻikepili maikaʻi aʻe i ka hōʻike hōʻaiʻē." Ua loiloi hou i ka noiʻi mua e pili ana i ka holoi ʻana i ka ʻikepili a hōʻike i nā ʻike kūmau i nā ʻikepili ʻana he mea hōʻino i nā mea hōʻaiʻē. I ka hoʻohālikelike ʻana i ka kāohi / kāpae ʻana, ua ʻike ka noiʻi PERC i ka hoʻohui ʻana i ka ʻikepili kālā uku ʻole i nā hōʻike hōʻaiʻē mea kūʻai e hoʻonui i ke komo i ka hōʻaiʻē nui no nā ʻike hōʻaiʻē (ʻo ka poʻe loaʻa kālā haʻahaʻa, ʻōpio a me nā ʻelemākule ʻAmelika, nā kaiāulu liʻiliʻi a me nā malihini).

Ua paipai ka hōʻike i ka hoʻohui ʻana i ka ʻikepili uku (maikaʻi) o nā kelepono, kelepona uea a me ukali, a me nā ʻoihana hoʻolele i loko o ka ʻōnaehana hōʻike hōʻaiʻē, ma mua o ka holoi ʻana i ka ʻikepili uku maikaʻi (lohi). ʻO ka hoʻokomo ʻia ʻana o ka ʻikepili wanana ma o nā kahawai i ʻae ʻia e nā mea kūʻai aku hiki ke kōkua i ke hoʻopau ʻana i ka hōʻino ʻana o ka ʻikepili waihona hōʻaiʻē maʻamau i loaʻa mai ka maʻi ahulau.

Ua haʻi ʻo Pelekikena Pelekikena a me CEO ʻo PERC, ʻo Kauka Michael Turner, "Ua hoʻokō ka poʻe kālaiʻāina o US i kahi kaulike lahilahi me nā ʻāpana ʻo CARES Act - i holo pono. Ke neʻe nei i mua, eia naʻe, hōʻike kā mākou noiʻi pono lākou e hehi pono. " Ua kuhikuhi ʻo Kauka Turner i ka likelihood i kāpae ʻia ka poʻe ma ke ʻano he hopena o ke kāohi ʻana / kāpae ʻana e huli i nā mea hōʻaiʻē kiʻekiʻe (pawn shops, payday lenders, title title) e hoʻokō i kā lākou pono hōʻaiʻē maoli. "Manaʻo mākou ʻo ka manawa kēia no ka ʻAhaʻōlelo e hana e paipai i ka hoʻokomo ʻana o kahi ʻikepili ʻē aʻe i nā hōʻike hōʻaiʻē mea kūʻai aku," i hoʻohui ʻo Turner.

ʻO ka Society for Education Education & Professional Development (SFE & PD) ka mea hoʻokumu a me Pelekikena Ted Daniels i hoʻohui, "ʻO ka hōʻike a PERC e pili ana i ka hōʻike hōʻaiʻē i loko o ka ʻikepili kūpono no ka mea kikoʻī e pili ana i ka hoʻopiʻi ʻana o ka ʻikepili a COVID-19 e hōʻemi ana i ke komo i ka hōʻaiʻē no nā mea kūʻai aku, ʻo ia hoʻi. heluna lehulehu. Eia kekahi, hōʻike ka hōʻike PERC i ka pono no ka hōʻike kūpono a pololei o nā ʻike hōʻaiʻē āpau - e like me ka ʻikepili uku maikaʻi o nā telecoms, cable and satellite TV, a me broadband - i nā hōʻike hōʻaiʻē. "