Ke hāʻule nei nā kumukūʻai waiwai ma ʻEulopa, ʻoi aku ka maikaʻi o ka loaʻa ʻana o kahi home hoʻomaha ma waho. A me ka hakakā nui ʻana i nā kālā ʻē aʻe - e pili ana i kahi haʻahaʻa haʻahaʻa ʻeono mahina e kūʻē i ka euro ma ka Pōʻalima - he mea naʻauao paha ke neʻe koke aku ma mua o ka hope. Akā, ma hea nā kumukūʻai?

Hōʻike nā kiʻi hou loa e loaʻa hou ana nā punahele kahiko ʻo Farani a me Sepania i ko lākou kaulana me nā mea kūʻai aku i nā hale hoʻomaha. Akā ʻaʻole maikaʻi loa ke kiʻi no nā mea hoʻopukapuka e makemake ana i ka hoʻihoʻi nui ʻana i kā lākou kūʻai ʻana, me kekahi o nā wahi wela o ʻEulopa i kēia manawa ke nānā aku nei i ke anuanu.

Wahi a ka hui moraki o ka aina e Conti, he 31 pakeneka o na ninau i loaa ia ia i keia makahiki e pili ana i ka waiwai ma Farani, a oi aku mamua o ka hapalima e pili ana ia Sepania. Ua ʻōlelo ʻo Clare Nessling, ka luna ma Conti, e pili ana nā mea kūʻai aku i nā wahi a lākou i ʻike ai a hilinaʻi ai, a huli i ko lākou kua i nā ʻāina ʻē aʻe e like me Bulgaria, Turkey a me Dubai.

Ke hoʻomau nei ʻo Sepania i kona kaulana me nā mea kūʻai hale hoʻomaha UK no ka mea ua hāʻule nui nā kumukūʻai ma muli o ka nui o nā waiwai ma ka mākeke. I kekahi mau hihia, ua hāʻule nā kumukūʻai ma Costa del Sol e 40 pākēneka mai ka piʻi ʻana ma 2006/7.

ʻO ia hoʻi no ka poʻe i moeʻuhane mau e kūʻai i wahi i ka lā akā ua hoʻopau ʻia e ke kumukūʻai, ʻo ia ka manawa e nānā ai.

ʻO ka nui o nā waiwai ma ka mākeke Sepania ua alakaʻi i kahi hui UK e hoʻomaka i kahi lawelawe e hoʻāʻo a ʻimi i nā mea kūʻai aku no nā waiwai "pilikia", maʻamau ka repossessions, probate a i ʻole nā mea hoʻololi ʻāpana.

ʻO ka hui waiwai pūnaewele, whitehotproperty.co.uk, ke kūʻai aku nei i kēia manawa ma kahi o 4,000 mau waiwai pilikia i nā wahi mākaʻikaʻi kaulana me - i kekahi mau manawa - nā uku nui. I kekahi laʻana, ua hōʻemi ʻia kahi hale ʻehā-moe, ʻelua lumi ʻauʻau duplex ma Torrevieja i € 118.400 (£ 102,068), he 27 pākēneka o ke kumukūʻai ma ke kumu kūʻai kumu.

Pēlā nō, hiki ke kūʻai ʻia kahi villa ʻekolu lumi moe me kahi loko i kahi wahi mākaʻikaʻi e like me Costas no € 400,000. E kūʻai ʻia ana ma kahi o €650,000 ma ke kiʻekiʻe o ka mākeke i ʻekolu makahiki i hala.

ʻO Stuart Law, ka luna nui o ka hui waiwai waiwai o ka honua ʻo Assetz, e hoʻomau i ka makemake o ka poʻe kūʻai hale Pelekane ma Sepania a hiki i kona kokoke i UK, kona ʻano lā a me ka nui o nā kahakai one.

ʻO ka hoʻohui ʻana i nā kumukūʻai haʻahaʻa haʻahaʻa, ʻo ia hoʻi, aia nā Brits i kahi kūlana maikaʻi e kūʻai ai ma Sepania - inā ʻaʻole lākou e manaʻo e piʻi ke kumu kūʻai o nā mea hoʻopukapuka. Me ka hāʻawi ʻana ma mua o ka noi, ʻaʻole hoihoi ke kūlana i ka mea hoʻomohala waiwai ʻoihana hilinaʻi i nā hoʻihoʻi paʻa no kahi manawa pōkole.

Ua ʻōlelo ʻo Law: "He wahi paʻakikī loa ʻo Sepania e kūʻai aku ai mai kahi ʻike kālā, ʻoiai inā makemake ʻoe e uhi i kāu mau koina āpau me ka hoʻolimalima. Hoʻopilikia ka oversupply i ka mākeke hoʻolimalima a ʻaʻole kōkua ke kumukūʻai.

"Inā manaʻo kekahi i kahi hale hoʻomaha ʻaʻole lākou e hoʻolimalima a laila maikaʻi ʻo Sepania, a ʻo ka pilikia nui e hoʻopiʻi ai i kahi mea hoʻopukapuka ʻo ia ka mea e kōkua i ka hoʻohaʻahaʻa ʻana i nā kumukūʻai. Aia kahi koho nui, a me kekahi mau kumu kūʻai maikaʻi loa. "

Eia nō naʻe, ʻoiai he nui ka hoʻopiʻi ʻana o Sepania, ʻaʻole i hoʻi hou ka mākeke waiwai ʻEulopa ma ke ʻano holoʻokoʻa. Ua ʻike ʻo Netherlands, Denmark, Slovenia a me Slovakia i ka hāʻule ʻana o ke kumu kūʻai hale helu ʻelua ma luna o ka hapaha lua o ka makahiki.

Akā ʻo Bulgaria ka moʻolelo weliweli. ʻO ka piko pele mua ma nā Balkans i kēia manawa he wahi ʻole no ka poʻe hāʻawi kālā a me nā mea kūʻai aku, me kāna ʻikepili kākau inoa ʻāina e hōʻike ana i ka hāʻule ʻana o nā ʻoihana waiwai e 35 pākēneka makahiki i ka makahiki ma ka hapa mua o 2009.

Ua hāʻule nā kumukūʻai ʻāina ma ka ʻāpana o ke Kai ʻEleʻele kahiko ma ka awelika o 40 pākēneka i nā mahina ʻewalu mua o 2009 i hoʻohālikelike ʻia i ka manawa like ma 2008, e like me ka International Real Estate Federation ma Bulgaria. ʻO nā kūlanakauhale nui a pau o Bulgaria a me nā hōkele kahakai, ʻo Sofia, Varna a me Samokov, a me ka hoʻoilo hoʻoilo ʻo Borovets, i hōʻike ʻia i ka hāʻule ʻana ma kahi o 50 pākēneka i ka manawa like.

Hoʻomaopopo ʻo Stuart Law i nā Brits e pale aku iā Bulgaria ma nā koina āpau. 'Ōleloʻo ia: "He mea weliweli wale nō; Aia i hea ka lalo o ka mākeke? ʻO kā mākou nīnau mau 'no ke aha ʻoe e pilikia ai?' Nui nā wahi ʻoi aku ka maikaʻi, ʻoi aku ka kokoke, ʻoi aku ka maikaʻi a i ʻole like me ke kumukūʻai. Ke hoʻohālikelike nei iā Sepania me Bulgaria… ʻaʻohe koho. Kokoke ʻo Sepania i nā pahu āpau a ʻoi aku ka kokoke a maʻalahi?

Manaʻo ʻo ia inā makemake nā mea kūʻai hale hoʻomaha e hele i kahi mamao aku, pono lākou e noʻonoʻo i ka US, kahi e loaʻa ai kekahi mau ʻoihana. "ʻO kēlā me kēia mea i manaʻo e loaʻa i kahi hale hoʻomaha ma Florida a ʻaʻole i nānā i kēia manawa e haʻalulu maoli ʻo ia i ka mea hiki iā lākou ke loaʻa. Ua ʻike mākou i nā hale kaona ʻo Orlando ma nā hale hoʻokipa maikaʻi loa ma €50,000-€70,000.

ʻO kahi kumu e pale aku ai ka poʻe he nui iā ʻEulopa i kēia manawa ʻo ke kūlana o ka paona. I loko o nā makahiki ʻelua i hala iho nei, ua loaʻa ka volatility i ʻike ʻole ʻia ma nā mākeke kālā, me ke kumukūʻai o ka sterling fluctuating ma luna o 30 pākēneka e kūʻē i ka euro. Ke kūʻai nei ka paona ma kahi o €1.1, me ka nui o nā mea loiloi kālā e wānana ana e hiki koke mai ana ka parity.

Ua hopohopo ʻo Stephen Hughes, he alakaʻi o Foreign Currency Direct, e "hiolo ka sterling". Ua hoʻopaʻapaʻa ʻo ia e ʻae ana nā mea kālepa kālā i hoʻokahi mea: "e hāʻule wikiwiki paha ka sterling."

Me nā hāʻule hou aʻe, he aha ka mea e hana ai ka poʻe kūʻai home ʻEulopa e mālama iā lākou iho? Manaʻo ʻo Mark Bodega, ka luna hoʻokele kālā ʻo HiFX, e noʻonoʻo ka poʻe e nānā ana e kūʻai i waho i kahi "pili i mua". "ʻAe kēia iā ʻoe e kūʻai i ke kālā i kēia manawa a uku no ia ma hope," wehewehe ʻo ia. "Pono ʻoe e uku i kahi waihona 10 pākēneka i kēia manawa a me ke koena 90 pākēneka i ka wā o ka ʻaelike, akā hiki i nā mea kūʻai aku ke laka i kahi kumukūʻai a hiki i hoʻokahi makahiki."

ʻO Julian Cunningham, mai nā mea kūʻai waiwai honua ʻo Knight Frank, aʻo i nā mea kūʻai aku ma Pelekane ma ka ʻāina e hōʻemi i kā lākou noi noi. Ua ʻōlelo ʻo ia: "Ke hāʻawi nei ka mea kūʻai aku i ke kālā i ka mea kūʻai aku ma ke ʻano o ke kumukūʻai noi hoʻemi. Akā me ka hāʻawi ʻole ʻana i kahi pākēneka o kēlā loaʻa i ka mea kūʻai aku, ʻoi aku ka paʻakikī o ka hana ʻana. "

Lani home hoʻomaha: No ke aha i noho ai ʻo Farani i ka helu ʻekahi

ʻAʻole paʻakikī ke ʻike i ke kumu e noho ai ʻo Farani i ka koho kaulana loa no Brits. Hiki ke maʻalahi ma ke alanui, kaʻaahi a me ka lewa, ʻaʻole wale nā mea kūʻai aku ma ke aloha o nā mokulele mokulele. Ua kūpaʻa mau nā kumukūʻai hale ma Farani i hoʻohālikelike ʻia me UK, a ʻoi aku ka maikaʻi o ke kālā moraki.

Ua ʻōlelo ʻo Nessling: “Ma Farani, ua ʻoi aku ka makaʻala o nā mea hāʻawi kālā. ʻAʻole lākou i lawe i ka manaʻo koʻikoʻi i hana ʻia e ka hapa nui o nā mea hāʻawi kālā UK. I loko o ka hōʻaiʻē crunch ua hiki iā mākou ke loaʻa 100 pākēneka mau moraki ma Farani no nā hōʻaiʻē ma luna o €250,000.

ʻOi aku ma mua o ʻehā hapalima o nā moraki ma Farani i hoʻopaʻa ʻia a ʻo ka hapa nui o nā moraki hou a pau i hoʻopaʻa ʻia no hoʻokahi makahiki. ʻO kēia hoʻolālā hāʻawi kālā kekahi kumu ʻoi aku ka maikaʻi o ka mākeke waiwai Farani ma mua o Pelekane.

ʻOiai ka hāʻule ʻana o ke kumu kūʻai hale ma ka ʻāina i ka makahiki i hala, ua piʻi maoli nā kumukūʻai ma Farani e 3.9 pākēneka i ka lua o ka hapaha o kēia makahiki, e like me ka French National Association of Real Estate Agents.

Ua ʻae ʻo Stuart Law, ka luna nui o ka ʻoihana hoʻopukapuka waiwai o ka honua ʻo Assetz, ua mālama ka poʻe hāʻawi moraki i Farani i kā lākou mau ʻōlelo i hoʻololi ʻole ʻia, me ka hoʻopaʻapaʻa ʻana ma muli o kā lākou hāʻawi ʻana ma muli o ka hiki, ua pale ʻia kahi boom hiki ʻole i nā kumukūʻai ma Farani. Ua ʻōlelo ʻo ia: "Ma ka hema o Farani, ʻaʻole i haʻalulu nā kumukūʻai no ka mea ʻaʻole manaʻo nā panakō he pilikia nui lākou ma laila."